We give people the education and tools to get better jobs and build a solid foundation that improves their lives and the lives of their children.
The whole community benefits when more working families and individuals are able to stop walking a financial tightrope and get on solid ground. That's why we focus on lasting solutions that go beyond charity, because financially responsible, stable people are more likely to have access to quality care, provide a good education for their children, and contribute to their local economies.
United Way's goal is to ensure that individuals and families improve their socio-economic status. Economic mobility, or the ability of an individual or family to change their financial status, can have a multi-generational, positive inmpact on overall well-being by increasing access to quality healthcare, improving housing options, and broadening educational opportunities. Yet moving up the economic ladder is difficult. Education that leads to a good job is essential.
How do we help?
The Practical Money Skills Course is a five-week course to help individuals and families build economic stability. It is a way to create a path to a stable, secure, life by looking at where you are, where you want to be, and what you need to get there. Each lesson is taught by a skilled educator. Mentors are available for questions and support outside of sessions. Those completing sessions will receive chances at incentives to help build self-sufficiency geared to those just starting out on their own or individuals and families wanting to become and stay self-sufficent. Any resident of Clinton County may attend at no cost.
ALICE, a United Way acronym that stands for Asset Limited, Income Constrained, Employed, represents the growing number of individuals and families who are working, but unable to afford the basic necessities.
- The United Way ALICE Project shines a light on the growing number of hard-working individuals who are living paycheck-to-paycheck, with earnings that exceed the Federal Poverty Level but fall short of a basic cost of living.
- ALICE data challenges the existing, outdated poverty level measure, with a realistic local analysis of what it takes to meet daily living expenses.
- The ALICE research is creating a realistic cost-of-living measurement. Through this new lens, we can better understand exactly how many Americans are struggling to make what it takes to survive.
- ALICE is our preschool teacher, home health aide, store clerk, and office assistant - workers essential to keeping our communities and economies humming, yet who struggle to pay their own basic bills.
- It is your newly retired parent, the veteran living next door, your sbiling who just graduated from college or your friend who is your early childhood educator.
- United Way is providing the research and bringing communities together to remove barriers so that all familiescan thrive. United Way's strategies are changing lives by helping hardworking households to:
-Afford quality child care ensuring children receive the foundation needed to prepare them to enter kindergarten ready to learn and saving the costly game of catch-up later in life.
- Equip their school-age children with sharp academic skills and practical life skills -- teamwork, communication, and critical thinking -- skills needed for success first in school and later in life.
- Manage their financial, physical, mental and/or emotional health when caring for an ailing loved one.
- Become and remain financial stable.
To see what a typical month might be like for an ALICE person (Asset Limited, Income Constrained, Employed) try our 'Iowa ALICE Simulator' at this link: http://iowa.makingtoughchoices.org/ (control-click or copy and paste into your browser)
YWCA of Clinton: Success Story
An immigrant family, new to the area, found housing and case management assistance through YWCA Clinton's Empowerment Center. With YWCA's assistance, the family found a safe, affordable apartment to call home in DeWitt, Iowa. Once living in DeWitt, the family became members of a local church that has shown them love and true Clinton County hospitality. A member of the church purchased a home that the family is able to rent. Additionally, a neighbor not only gifted a car to the family, but helped with driver's education courses. Because of the support YWCA Clinton and DeWitt community members provide, this family and countless others are supported in their time of need.
United Way and Partner Sponsors Held Practical Money Skills Course
Clinton, Iowa (May 17, 2018) – The spring Practical Money Skills Course sponsored by United Way of Clinton County, Iowa; Associate Benevolent Society; Clinton Area Chamber of Commerce; Clinton’s Getting Ahead Program; Department of Correctional Services; Information Referral & Assistance Services; Women’s Health Services; and 1st Gateway Credit Union, concluded on May 8. Many thanks to the Department of Correctional Services for all of their help and the use of their space.
The classes for this course began on April 10. There were five participants who attended all sessions for five weeks. Each individual set personal money goals they would like to achieve in the next six months. Kelly Greenwalt with the 7th Judicial District Department of Correctional Services had this to say about the course, “I have heard good things from my clients who are attending and participating in the Money Skills classes. They said they initially were a little apprehensive about going and didn’t really know what to expect at the class but after attending the first few weeks, they truly enjoy the classes and their content.”
Each lesson was taught by a skilled educator. Sessions covered: the art of budgeting; about credit; consumer awareness; in trouble; and saving and investing. Mentors were available for questions and support outside of sessions. Those who completed all of the sessions received chances at incentives graciously provided by 1st Gateway Credit Union to help build self-sufficiency geared to those just starting out on their own, or individuals and families wanting to become and stay self-sufficient.
United Way of Clinton County, Iowa brings people together to assess and address needs to improve local communities. The organization’s focus is on Health/Wellness, Education, and Financial Stability – the building blocks for a good life. This is accomplished by recruiting people and organizations that bring the passion, expertise, and resources needed to get things done.